Terms & Conditions

Effective/Updated: August 2, 2025

1. Introduction

Welcome to SKH Solutions (“Company,” “we,” “us,” or “our”). By using our website, booking a service, or participating in any of our programs, you agree to these Terms & Conditions. If you do not agree, please do not use our services.

Our services include:
- One-on-one coaching
- Consultations
- Group coaching programs
- Workshops, speaking engagements, and related offerings

These terms apply to all services, both current and future, unless otherwise stated.

2. Intellectual Property: Brag Bag™ & TRUTH Method™

All content, tools, frameworks, and resources provided through SKH Solutions are protected by copyright and trademark law. This includes, but is not limited to, the Brag Bag™ Strategy and the TRUTH Method™.

You may not:
- Copy, reproduce, or share our materials without written permission
- Teach our methods as your own or repackage them for sale
- Create derivative works using our frameworks
- Distribute our materials for commercial purposes

You may:
- Use our tools for your personal growth and within the context of the coaching relationship

Violation of these terms may result in immediate termination of services and legal action.

3. Confidentiality

We respect your privacy. Anything shared in coaching sessions, group programs, or communications is treated as confidential, except where required by law.

You agree to respect the confidentiality of other participants in group programs. This means:
- No sharing of personal stories or details outside the group
- No recording, reproducing, or distributing any session content without permission

4. Payments & Refund Policy

- Payment is due in full or according to the agreed payment plan at the time of booking
- All sales are final unless otherwise stated in writing
- Refunds are available only if requested within 7 days of the start date of a program or service
- After that date, no refunds will be issued, regardless of participation level
- If you miss a payment in a payment plan, we reserve the right to suspend services until payment is made

5. Cancellations & Rescheduling

- One-on-one sessions must be canceled or rescheduled at least 24 hours in advance
- Missed or late-canceled sessions will not be refunded or rescheduled unless otherwise agreed

6. Results Disclaimer

We do not guarantee specific results. Coaching is a collaborative process, and your progress depends on your effort, engagement, and follow-through.

We do not provide medical, mental health, or legal advice. If you require such services, please consult a qualified professional.

7. Acceptable Use Policy

When using our website, services, or community spaces, you agree not to:
- Harass, threaten, or abuse others
- Post or share offensive, harmful, or illegal content
- Misrepresent your identity
- Access our services or materials without payment or permission

We may suspend or terminate your access if you violate these terms.

8. Media Release

By attending any SKH Solutions event (live or virtual), you grant us permission to use your image, voice, and likeness in marketing materials unless you notify us in writing before the event.

9. Governing Law

These terms are governed by the laws of the State of New Jersey. Any disputes will be handled in the courts of Union County, NJ.

10. Contact Us

SKH Solutions
Email: info@theskhsolutions.com
Phone: +1 929-816-2275